About Us

Pacific Debt, Inc. was founded in 2002 to help people overcome their consumer debt and is now a #1 nationally ranked debt relief company. We have settled over $300 million in debt for our consumers with our specialized debt relief program. Licensed in multiple national states, Pacific Debt is a national debt relief and debt settlement company, with its headquarters located in San Diego, California.

US News and World Reports and Bankrate ranked Pacific Debt as one of “The Best Debt Settlement Companies of 2020”.

Awards and Accolades

  • AFCC Accredited Member
  • BSI Group Certification



Our Accredited Members are Certified in Operational Best Practices for Debt Settlement Providers by the Prestigious British Standards Institute.
Code of Conduct

Pacific Debt Inc. is an Accredited Member of the American Fair Credit Council (AFCC) and agrees to its code of conduct and demonstrates the required business practices and standards required by the AFCC to display the AFCC seal. If you believe that Pacific Debt Inc. is not complying with this, or any other aspect of our Code of Conduct, please let us know by visiting our Complaints page.