Todd Rice has more than 20 years of experience across several consumer finance verticals. Mr. Rice is the Founder and CEO of New Credit America, a mission-driven, consumer finance company focused on assisting consumers with the restoration of their financial health. Since its inception in 2014, New Credit America originated more than $250 million to borrowers through a program partnership with Cross River Bank. The company was named to the Inc. 500 list in 2019, placing #401 nationally and #1 in the state of Oregon, and is consistently rated on the list of Best Places to Work in Oregon (2017, 2018, and 2019). Prior to New Credit America, he held various leadership positions at First USA (JP Morgan Chase), Citigroup and was the EVP at Providian (WaMu Card Services) responsible for all cardmember acquisition marketing. Additionally, he was an early-stage executive at Progreso Financiero (Opportun), a leading provider of responsible credit in the Hispanic community. Mr. Rice received his BBA in Finance from Texas A&M University and his MBA from New York University, Stern School of Business.