Last updated April 30, 2017
Our Commitment to Privacy
The American Fair Credit Council (www.americanfaircreditcouncil.org) respects the privacy of its users. We do not trade, sell, or give away your personally identifiable information to third parties other than as set forth specifically on the website. We are committed to maintaining the confidentiality, integrity, and security of personal information about our users. In order to demonstrate our commitment to your privacy, we have prepared this statement disclosing the privacy practices for the americanfaircreditcouncil.org website.
What Personal Information is collected
Personal Information means personally identifiable information such as information you provide via forms or other online fields including name, email addresses, telephone, fax or mobile numbers.
How your Personal Information is used
Using your Personal Information to contact you
We or a representative of the American Fair Credit Council may call you and/or send you email to communicate with you, to verify your identity in order to allow access to your services, conduct online transactions and to maintain measures aimed at preventing fraud and protecting the security of your Personal Information. We may also contact you for marketing or promotional purposes with AFCC news, or news of our services or offers. You may unsubscribe to marketing email by following the instructions that are included in the e-mails that you receive.
We do not share or disclose your Personal Information to third parties, unless one of the following limited exceptions applies:
We may disclose your Personal Information to other companies that help us correspond with you.
We may disclose or report your Personal Information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information.
How anonymous information is collected and used
Our website uses Google Analytics to help us understand how visitors engage with the website. We abide by Google’s policies. They and other third parties may also track you, but we cannot control their policies.
CALIFORNIA DO NOT TRACK DISCLOSURES
How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services?
We currently do not respond to DNT signals in browsers because we do not track individual users across the web.
May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit www.americanfaircreditcouncil.org?
Notice to California Residents
In response to a California law, we will automatically treat individuals with California addresses or telephone numbers (when disclosed to us) as if you requested us to not share your information with nonaffiliated third parties except as permitted by the applicable California law. We will also limit the sharing of information about you with our affiliates to comply with California privacy laws that apply to us.
Notice to Vermont Residents
In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses as if you requested that we not share your information with nonaffiliated third parties, and that we limit the information we share with our affiliates. If we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.
Notice to Nevada Residents
We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writing [email protected] Nevada law requires that we also provide you with the following contact information:
Bureau of Consumer Protection,
Office of the Nevada Attorney General,
555 E. Washington St., Suite 3900,
Las Vegas, NV 89101,
Phone number: 702-486-3132
E-mail: [email protected]
Notice to Users Outside of the United States
Children Under 18
Our website is not intended to be used by children under 18 years old. You represent and warrant that you are at least 18 years of age. If you are under age 18, you may not use the website or services. We do not knowingly collect personal information from, or target our website or services to children under the age 18. We understand that there may be exceptions to this rule, including, but not limited to children who are emancipated. If we discover that the website is being used inappropriately, we will take steps, if possible, to disable access so that the individual may no longer access our website.
Links to Other Websites
Our website may contain links to other websites. Please note that when you click on one of these links you are “clicking” to another website. Americanfaircreditcouncil.org is not responsible for the information privacy practices or the content of such websites. We encourage you to read the privacy policies of these linked websites as their information privacy practices may differ from ours.
How To Contact Us
Should you have other questions or concerns about these privacy policies, please send us an email at [email protected]