Due to COVID-19, the AFCC Fall conference could not be held live in Las Vegas as expected. For the health and safety of our members and attendees, a three-day virtual event was offered via Zoom September 29th-October 1st. The sessions provided attendees with relevant information including an update on regulatory and debt settlement industry trends from AFCC President Robby Birnbaum. Attendees also received a detailed presentation from Robert Linderman and Steve Boms on the current state and federal legislative initiatives being supported by the AFCC.