Denise A. Dunckel

Denise Dunckel is CEO of the American Fair Credit Council (AFCC), the leading association of professional consumer credit advocates. Since 2011, the AFCC and its member companies have worked on behalf of consumers struggling with the overwhelming burden of unsecured debt. The AFCC defines, promotes, and enforces industry “best practices” for debt relief providers and advocates for strong consumer-centric legislation at the state and federal level, ensuring access for consumers to secure effective debt relief services at a fair price.

A veteran of the financial services industry, Ms. Dunckel has led public affairs and communications in the private sector at Visa and Invitation Homes and trade associations such as the Beer Institute. Her work has covered technology-based data security, interchange, taxes, mortgage finance, and single-family rentals in federal and state legislatures. Her career spans government appointments, public affairs, corporate advocacy and issues management, and corporate communications.

Before her time in the private sector, Ms. Dunckel held senior positions in President George W. Bush’s administration at The White House, U.S. Department of Education, and the U.S. Department of Housing and Urban Development. She also served as the head of communications and congressional affairs at the Federal Housing Finance Agency (FHFA).

While at FHFA, Ms. Dunckel created one of the Agency’s signature consumer education programs to help homeowners who were underwater on their mortgages due to the 2008 housing crash.

Ms. Dunckel is originally from Dallas, Texas, attended Baylor University, and holds a B.S. from Texas Christian University in Fort Worth, Texas. She currently resides in New Orleans with her husband, Paul Morse, and their golden retriever Millie.