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Consumer Credit November 2019

Consumers sentiment continues to remain strong, indicated by an increasing demand for credit. After reaching the lowest levels in recorded history, Consumer Credit Demand increased slightly in Q3 2019 as consumers took on more debt across the board in credit cards, mortgages and auto loans. While Consumer Household Debt rose to $13.95 Trillion dollars, the Consumer’s Total Debt Service Ratios continued to drop for the third consecutive quarter as real wages and household incomes continue to rise.

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