2021 SPRING CONFERENCE

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Consumer Credit April

Total Consumer Household Debt stood at a record level $13.54 Trillion at the end of 2018, eclipsing levels not seen since the pre-recession market crash of 2008. Since the post-crash lows of 2013, consumers have increased household debt by over 21%. The strong economy, rising wages and low unemployment have driven bankruptcies off their highs in 2010 to a 9-year low and pushed demand for new credit to the lowest levels in recorded history.

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