Joseph Toms
Joseph Toms President and Chief Investment Officer Freedom Financial Asset Management

Joe launched Freedom’s lending division (FFAM) in 2014. Since the launch FFAM has significantly grown while producing industry leading returns through its unique consumer lending investment approach. FFAM manages over $2 billion in investor capital and to date has produced top decile performance returns. Prior to starting FFAM Joe was a C-Level executive for both primary MPL platforms, Lending Club and Prosper. At Lending Club he started the company’s investment subsidiary, LC Advisors and subsequently became the President of Prosper Funding LLC. Before his consumer direct lending experience he spent 25 years in asset management managing a variety of different investment products for prominent U.S. and European institutional accounts. He started his asset management career in 1985 at Fisher Investments where he was one of the original employees and Director of Research. He was also the founder and Managing Principal of Hilspen Capital Partners, a long/short equity hedge fund and research boutique.