Joseph joined Finxera Inc. the parent company of Crossroads Financial Technology (CFT Pay) as the Director of Business Development in June of 2017. In his current role Joseph is responsible for leading the expansion of the CFT Pay service and product offerings, aiming to position CFT Pay as a market leader and provider of integrated services beyond payment processing to the debt settlement industry.
Joseph has over 18 years of experience in the consumer financial industry. Prior to joining Finxera he was a founding partner and Chief Operating Officer of Second Round LP, a debt buyer and collection agency with a large presence in the debt settlement industry.
Joseph attended Santa Clara University focusing on engineering and mathematics. He began his career with ExTerra Credit Recovery as the Vice President of Technology, during his time at ExTerra, Joseph completed a successful restructure of the operation and executed a sale of the business to a publicly traded recovery company.